The Pradhan Mantri Awas Yojana or PMAY is a credit-linked subsidy scheme, providing affordable housing for all. It was launched in 2015 and has since led to the construction of numerous properties across India.
PMAY online application process
If you are looking to avail the Pradhan Mantri Awas Yojana benefits, here is the complete application procedure you will need to follow –
Step 1 - Visit the official PMAY website.
Step 2 - Scroll over to the option marked ‘citizen assessment’ and select ‘Benefits under other 3 components.’
Step 3 - Enter your Aadhaar number and your full name as per your Aadhaar card.
Step 4 - Fill up an online application form for PMAY.
Step 5 - Complete a Captcha verification, tick on a disclaimer box and click on the “Save” button upon completing this form fill-up procedure.
PMAY offline application process
PM Awas Yojana applicants can also complete this process offline. However, to initiate the same, they would need to fill out the online application form and then click on print, instead of save. This hardcopy of your application form must then be submitted to a financial institution offering PMAY benefits.
Preferably, submit the form with your chosen home loan provider. This should allow the lender to verify details and process your housing credit faster. Also, while calculating your liabilities, the lending institution can keep the PMAY subsidies into consideration.
However, the online submission process is much more convenient. Applicants can also check the status of their application in real-time when applying online.
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