Pradhan Mantri Awas Yojana Benefits at a Glance


The Pradhan Mantri Awas Yojana (PMAY) is Central Government’s housing scheme. It comes with the tagline of ‘Housing for all by 2022.’ The PMAY scheme was kicked off in 2015 by Prime Minister Narendra Modi.

The motive behind this housing scheme in India was to provide affordable homes to the marginalized sections of society.

Besides this, the PM Awas Yojana Credit Linked Subsidy Scheme (CLSS) also offers an interest subsidy on home loans up to 6.5% and Rs.2.67 lakh.

Let’s check out the Pradhan Mantri Awas Yojana benefits in this short post today!

A quick look at the Pradhan Mantri Awas Yojana benefits

  1. Low-cost homes using eco-friendly and sustainable technologies are being built in rural and urban zones. The preference is being given to urban areas first.

  2. The home loan interest subsidy rolled out can help you buy or construct a home using a home loan amount between Rs.6 lakh and Rs.12 lakh.

  3. The maximum home loan interest subsidy that one can get is 6.5% and up to Rs.2.67 lakh. The home loan tenor is up to 20 years.

  4. Women and differently-abled citizens are being given first preference. Even senior citizens are sure to enjoy Pradhan Mantri Awas Yojana benefits firstly.


Pradhan Mantri Awas Yojana benefits could be availed online without issues on the official website.

If you don’t have a pucca home anywhere in the country, you can apply for the PMAY scheme.

People already having applied under the scheme can check their names in the PMAY list online.

Additional ReadPMAY List – Steps to Check Online      

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