How to Use Income Tax Calculator 2022 for Estimation of Taxable Income?



Several financial institutions as well as third-party sites provide you with dedicated income tax calculators, which allow you to estimate your taxable income. These are financial tools designed for easy and accurate computations and provide you an idea on how much tax you would need to pay against your total taxable income in a given financial year. Using an income tax calculator in 2022 is simple and easy, requiring you to complete only a few essential steps.

Check out the necessary steps to use the income tax calculator for accurate estimation –

Step 1: Visit a reputed financial institution’s website hosting the calculator and navigate to the tool

Step 2: Proceed to select the age range you fall under for tax slab rate determination

Step 3: Next, fill in your annual income, which should include all bonuses and secondary income

Step 4: You must also provide all investment details accurately in the online tax calculator to avail eligible deductions under applicable sections of the Income Tax Act

Step 5: Individuals can also claim other applicable costs as deduction from their annual income to arrive at the net taxable income, for example HRA

Step 6: In case you have availed a home loan, you can enter interest paid and principal repaid as deductions from income up to the given limits

Step 7: Interest paid on education loan is also eligible for deduction and should be entered to arrive at the net taxable income

A point to note here is that, when using a tax calculator online, enter 0 for any field not applicable on your income. Once you have entered all the details, the tool will also compute the amount of tax to be paid by you.

Read Also: Income Tax Calculation Explained for 2021 – 2022


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